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Shocking - POSB did not waive off annual fee

I've had the POSB Everyday card since ages ago. This may probably be my first ever credit card!

While I was looking through my banking apps as a monthly routine, I saw the following charges on my POSB Everyday:

Each time I was charged annual fee, I could waive it off successfully. As usual, I used their chat function to request the fee waiver.

Not this time. 

I've no idea what's their criteria backend, but I've used the card recently; though I can't say I'm a frequent user. 

Oh well, I've raised the request to cancel my card. 

Goodbye POSB Everyday card. 


  1. I'm shocked! LOL.

    They've become much more bottomline-oriented. Good for DBS share price heheh?

    C'mon, it costs them pennies to maintain a card a/c & each card now is supposed to last 7 years before replacing.

    Plus, the freebies & benefits now are a pale shadow of what things were in the 1990s & 2000s. (apart from some miles cards, which are also getting worse)

    Hopefully I can get a fee waiver on my Everyday card lol. Regular user but no big spending on it.

    Was forced to change to Everyday card in 2000 from the old POSB credit card (after DBS bought over POSB). That old card had an annual fee of $18 -- ahhh the good old days of Post Office Savings Bank with that kampong cum colonial feel LOL.

    11.6% fee annual inflation rate whew!

  2. Hahaha , apply again 1 year later to get joining benefit..


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