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Showing posts from March, 2020

Pumped $15k within 6 days and roller coaster ride in the stock market

My husband sent me an apt graph on whatsapp. This is so me. In just 1 week, I pumped $15k into blue chips and REITs. I was going to buy more, but the platform hanged on me.  Within a few hours, stocks started rebounding and I didn't bear to enter the market! As of now, my portfolio is down by 14%, but thank god I wont lose sleep over this!

1M50 Couple Goal and 1M65 Individual Goal - am I on track?

You would likely have seen 1M65 if you are following up on personal finance posts/blogs.If this concept is new to you, you can watch a video here: Essentially, this concept meant the following (extracted from dollarsandsense ) At around 30 years old, both husband and wife puts $130,000 each into their CPF SA and MA. The prevailing CPF SA and MA interest rate of 4% compounded over time will grow the couple’s combined CPF balances to over $1 million when they retire at 65 years old. I was really intrigued by his latest post that I decided to do my own calculation. Given my laziness and constant daydreaming to not work, I really wish to retire at age 50 . That's ~20 years more (yes yes, I am very old liao), which is why I'm aiming for 1M50. Am I on track? It seems to be so. With my past 5 year efforts to pump $7k/year into SA  and one time top-up to MA (psst, I will hit BHS this year), my SA and MA now stands at $125k. 1M50 Couple Goal In order to achieve 1M50