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Showing posts from January, 2024

Anxiety, self doubts and counselling sessions

 2 weeks into 2024. Crazy. Crazy that time flies, and how the first two weeks of this year were marred with negative news - earthquake in Japan, plane crash, tuberculosis cluster, layoffs... On a personal front, negativity hits again. First week of the year set out ok, I was hyping myself up - new year, new thoughts - good thoughts only. The second week got me back to old thinking. Anxiety and self doubts are creeping in again. I previously mentioned in my  end 2023 review post  that company is undergoing restructuring and my job security is unknown. Closing in to my mid 30s (to think I started this blog in my mid 20s) is scary. I didn't feel like I've grown. As much as my networth increased from  $200k in 2016  to  $819k in 2023 , I surely didn't feel that I've grown  better. As I age, I feel more depressed.  I don't know what I am living for.  For now, work is a key part of my life. And work thoughts consumed most of my time. The current outlook in my company, com

2024 1st CPF top up to MA

  Earlier in my post , I mentioned that I will be topping up $2k+. Silly me. That was before the MA interest gets rolled out. Today, I made a top up of $3,000 via paynow. This is because my company contributions usually come in on 7th or 8th of the month.  Now that this is out of the way, I will have $5,000 more throughout the year to top up. Will ponder about this later. Till then :)

Starting 2024 with extra $11,291.01

This always boost up my mood every start of the year 😊 My beloved CPF interests. This time, I crossed 5 digits interest, clocking in $11,291.01 for 2023. Back last year, I was receiving $9k+ interest. I will be topping up  $2,085.62  max out my MA and for tax relief purposes. I didnt hit BHS as at 31 Dec 2023 as my MA was deducted for my surgery.  -- Last night, I slept early and didn't do countdown. My hubby lie on the bed with me a while and hugged me. He wished that in 2024, I will be happier and able to achieve my goals, whatever that may be. He said he wished I will go back to my young happy self years ago, and the depressed me will go away. I cried. I recognised that I've become unhappy and unsettled easily, especially in the past few years.  I don't know if my younger me was really happy, but I do know as I grow older, negativity has been clouding me. He told me to cry out and let out my concerns. I wasn't able to articulate what's making me depressed. I ju