Simple Budget, Simple Life

As shared in my previous post , I've hit $300k cash savings before I reach 30.  The achievement is due to a mix of various factors - from being  frugal  to loving to take advantage of deals and promos ranging from saving money from trading at Tiger Brokers (read my beginners' guide) , getting free money  from Google Pay and socash to tapping on bonds or other mechanisms listed here , and knowing what and when to buy  etc.  I know I'm really heavy with cash, and I may not be beating inflation parking them in low-interest savings accounts....so I'm learning to invest more (hence why I set up the Tiger Brokers account  to trade beyond SGX. Will share more again*).  Assuming I have $4k/mth expenses , this amount can tide me through a good 6 years. It sure feels good to have a decent sized cash funds! *See here for the post:  https://simplebudgetsimplelife.blogspot.com/2020/09/pumping-sgd28k-in-sgx-and-hkex-past-10.html

My goal by age 30 was to hit $1,000 passive income per month. Back when I set the goal, I was aiming targeting passive income from stocks alone. But alas, given my inactive stocks monitoring and purchase, it's really tough to hit that passive income. It is impossible at this stage for me to hit that goal, but I'll still work towards it. In any case, I'm 50% there....by counting in interest gained, rebates/cashback and dividends. Since Jan 2020 to Apr 2020, I've been generating good returns. The breakdown is below. Jan $1,485.51 Feb $658.06 Mar $916.53 Apr $789.94 Total $3,850.04 What constitutes those returns you may ask? Taking March 2020 as an example, here's my frank sharing of the various sources of income: 1. Stock Dividends Showing the list of stocks I've in Mar 2020- yup, I'm heavy on REITS. Company Name Symbol Shares Amt CapitaR China Tr SGX:AU8U 5,000 180.5 EC World Reit SGX:BWCU 3,000 45.3 First Reit SGX:AW9U ...

Hello! I'm back! My blog has been collecting dust with my previous update 2 months back. Glad to provide good updates that I've finally received the keys to my home :). Reno has also started and we hope to be able to move in by end this year! I guess it's a blessing in disguise that my key collection was delayed till now. This is an excellent time to purchase household items at attractive prices on 11.11 (and upcoming Black Friday!) It's practically sales everywhere now, as it builds up to Xmas. Makes me happy while typing these. Who can resist bargains right? Prior to 11.11, I started carting stuff and comparing prices. Hence, as the clock struck 12am at 11.11, I was frantically paying. In fact, in just 1 day, I spent close to $5.5k on 3 platforms. Taobao, Lazada and Qoo. And hey, I contributed to this record  😛 Items bought includes: dining table electrical laundry system Xiaomi TV ceiling fans lights fridge washing machine sofa toilet...

Good lobang must share! Ever since I discovered Chope, my partner and I have been using it as a fuss free way to make reservations at restaurants - no more waiting for the restaurants to pick up my calls! Not only is it more convenient for me to book a seat at popular restaurants, with every reservation, I could earn 100 chope dollars ! And the first 400 chope dollars allow me to redeem for a $10 voucher to offset my bill at a wide list of restaurants such as 49 seats, Standing Sushi Bar, Yum Cha and more (just listing my frequent dining places hoho) If you are new to Chope,  sign up with this link  to get 300 Chope dollars on your  first reservation and I'll get 300 too! With just one more reservation at 100 chope dollars, you'll be able to redeem a $10 voucher, or you can choose to accumulate for more! The good thing doesn't end here. Other than using it to make reservations, we have also been purchasing Chope vouchers to dine...

Owning a personal finance blog doesn't mean I scrimp and live a sad life. It also doesn't mean I'm stingy and deprive myself from material stuffs! There are things that I'll never regret spending on....and that is GOOD FOOD With no interest in makeup, expensive clothings and bags, these have saved me money... but I do spend quite a lot on food, more so with a gluttony partner. Also, being a boring person, I naturally have nothing interesting to do with my partner except to hunt for good food lah. I love my hawker food, but sometimes, we gotta spice things up a little when we paktor right? And we all know dining in Singapore is a costly affair. While I've spent quite a bomb dining out, I've been making use of a few tips for the past few years which helped me save money without killing the joy! So here are some tips you could use to save money when dining out. You may thank me later :P 1.  I came across the eatigo app two years ago and have been ...