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Showing posts from July, 2020

Hurray! SSB bond ladder working well

Earlier, I thanked myself for having the foresight to buy some endowment plans here  - such as the etiqa ELASTIQ, FWD 2.02% and CIMB FDs plans. That's not all. I'm glad I purchased the Singapore Savings Bonds back when it was released. Although the amount were not much, at least I've a portion of savings growing at decent interest rates. Here's the snapshots of the $43k amount I've parked across the SSBs since 2015 and my potential gains: 1. Interest back nearly every month A pity I did not purchase the Aug SSB back then 2. A good $800-$1200 income every year for the next 10 years 3. 1.95%-2.63% average 10 years interest Note to self - continue to pump money into low risk instruments. You'll never know when the next crisis hits