Trust cards are here and what I've redeemed 😊

Look what came in my mailbox today!

Presenting 2 versions of Trust card - one for NTUC Union member and the blue trust card for non-member

Honestly, I could do without the cards as we've stored the digital card in our apple wallets.

What we've redeemed

Anyway, we've redeemed our FREE 1kg rice - which was tough to find btw. Take note that this voucher expires first and you need to click "Coupon" at self-check out counter and scan barcode to redeem.

Also, our FREE kopitiam breakfast set. The auntie was very kind and allowed me to top up 20 cents for milo. All you need to do is to go to your coupon, click "Redeem", key in the code that the staff tells you and show it to them.

Take note the voucher expires 31 Oct 2022 and the set is only available before 11am #fortheearlybirds

I've also redeemed my sign-up reward of $10 fairprice e-voucher for my grocery shopping! At the self checkout counter, click “All Other Payments” and scan your voucher's barcode.

If you'd like to receive these freebies, the registration details can be found in my previous blog post.

Have you redeemed yours?

Comments

I finally cross $700k networth, after 1 year 4 months

I wondered how I should kickstart this post - should I be positive or negative about this? After 1 year 4 months, I finally crossed $700k in networth - returning back to where I've been at, back in Dec 2021. I am disappointed. For the past many years, I've always been growing my networth, at around $100-$150k/year. I had big plans to hit a net worth of $850k by December 2022, but the universe had other plans for me. Instead, I only managed to reach $646k, leaving me with a $204k gap to my target. Ever since I became more aggressive in my "investment" portfolio in 2021, being sucked by greed to deploy most of my cash into stocks and crypto, I fell heavily, along with the crashes. Crypto wiped out 5 digits savings, so did the stock market. To be honest, ever since the crashes and a bad hit to my net worth, I actually didn't do anything special to improve. I didn't make drastic spending cuts, I didn't stop my holidays, I didn't continue investing (no

Starting 2023 with extra $9,979.20

Happy 2023~! I woke up feeling not very positive. It seems like I've brought forward my 2022 negative thoughts along. I ought to be more optimistic! Anyway, my best way of welcoming the new year is to count the new inflow of $ and here's my CPF interest for 2022: Have you check your CPF interest yet?

First CPF top up in Jan 2023 and tax relief concerns

Detailing my yearly CPF top-up and thoughts. This is my 8th year of top-up. 1. Top-up $2.5k to Medisave via Paynow Did a $2,500 top up to my Medisave, bringing it to 2023 MA ceiling of $68,500. Done the same for my husband as well. 2. On hold - To top up $5.5k to SA or no? Contrary to the past where I top-up at the start of the year, I have decided to hold off the top-up. A) Running out of cash Firstly, I'm running out of cash. I'm berating myself for degrading to the past where I look forward to my monthly income for cashflow. So I can build up my $100k capital in savings account again, given the current high interest environment. B) Hitting FRS soon = no tax relief Secondly, I'm concerned about reaching FRS too soon. The FRS this year is $198,800. I'm now sitting on ~$157k SA which means $41,800 away from reaching this ceiling. I know some people encouraged maxing this out ASAP. But, as I've crossed 6 digits annual income, maxing FRS soon meant lower tax relie

Simple Budget, Simple Life

Search This Blog