Simple Budget, Simple Life

I can't proclaim I know it all. But after close to 10 years of work experience, I have my own reflections and thoughts about when it is time to pack you bags and leave a company.  1. When your boss doesn't like and understand you I've been blessed in my first job that my bosses likes me, a lot. I was given opportunities (though I felt stress) to do various projects, and I was given limelight. Even when I made mistakes, my bosses were empathetic. I am still young and learning, they said. I think age might have played a part. Because I was young, I was inexperienced, they were more forgiving. I was also less of a threat to them.  In my next role, I was half lucky. My bosses also like me and were rather kind to me. However, when there was a change in boss to someone just a few years older, things changed. She put on a fake front, and was difficult to engage. As I felt less respected, I was very open in showing my dislike for her as well.  In my current role, I was unlucky. I...

One year ago, I spoke about Tiq 3-year endowment plan at 1.62%. This time, they are rolling out a   3.60% 3-year endowment plan   with a minimum saving of $5,000! Who is this useful for? If you've max out your SSB and have spare funds, you may want to consider this You are ok to spare your funds for 3 years. The min amount to put in is $5k You are happy with their Guaranteed Maturity Benefit of 3.60% Death benefit where they pay "101% of your single premium upon your demise" is a bonus. Choy, I hope nobody gets this Registration What I love about tiq is their fuss-free and simple sign-up. You can refer to my past posts where I blogged about my "investment" into them. I treat these as an alternative savings plan with additional protection benefits! https://simplebudgetsimplelife.blogspot.com/2019/03/elastiq-another-guaranteed-202-pa-for.html http://simplebudgetsimplelife.blogspot.com/2020/06/maturing-202-endowment-and-185-fixed.html All you need is to visit  this...

I was hopeful that this month would be a good month, but an event scarred this. Work Last month, I started looking out for jobs aggressively.  Of the 4 roles that I went into 2nd round for, I managed to get 2 offers this month. Of which one was my top choice. I was elated and thought this was a good start to the month. It also heartened me that I am still of value in the job market as I successfully negotiated a higher package despite the current situation.  As I was pondering how to resign, when to resign, I got a shitty news from my company that scarred this month. It made clear to me the ugliest side of the company and the people and I'm glad I'm getting out of it. I hope things will go well for me and nothing screws up my new role. If not, I'd have to rely on my husband for a while. Expenses I haven't been saving much. Succumbed to buying a new iphone 14 pro despite getting the iphone 13 pro max last year. I thought I should treat myself for getting an offer. But on...

This month has been rather unpleasant. 2022 probably isn't a good year for me. I look at my past posts and it's generally negative. Perhaps the macro environment affected me personally. Work I was complaining last month that I've subscribed to quiet quitting. Due to some changes at work, it made me see things clearer - that my boss sucks, the role is not gaining me any skillsets, and I need to move. So I started applying for jobs. Rather aggressively. So far, I've submitted 26 applications, got called up for 5 and got into 2nd round for 4.  I wonder if I should wait for my end year bonus. But I'm also doubtful whether I'd get any bonus. I don't feel my boss appreciates my work enough and I may well get 0.  However, I figured I should just see what leads me and decide one step at a time. It doesn't seem to be a good time to find jobs now. What's more, I've been hearing layoff news and this means the job market will be inundated with younger unempl...

It's the time of the month...the ladies would understand. Every month, I'd get bad cramps which makes me breathless, giddy and helpless. It's during such periods of sickness that I have morbid thoughts - what if I drop dead and die? How can I avoid such pains? Why do I have to suffer like this? Can I just remove my womb? It's also during such times that I pause to think about my health. I start to think I need to exercise more, eat better, treat myself better, and take care of my health. When I'm my usual self, I don't bother much with such thoughts. Anyway, for the first time in my 30+ years of life, I've started acupuncture...in a bid to get pregnant. I wonder how long and how much more I have to spend. Getting pregnant is not an easy task for me. After the TCM consultation, I know I've a lot of issues to tackle. I've poor sleep, poor appetite, frequent back aches, frequent cramps, cold feet and arms, poor blood circulation, poor digestion. All the...

Look what came in my mailbox today! Presenting 2 versions of Trust card - one for NTUC Union member and the blue trust card for non-member Honestly, I could do without the cards as we've stored the digital card in our apple wallets. What we've redeemed Anyway, we've redeemed our FREE 1kg rice - which was tough to find btw. Take note that this voucher expires first and you need to click "Coupon" at self-check out counter and scan barcode to redeem . Also, our FREE kopitiam breakfast set. The auntie was very kind and allowed me to  top up 20 cents for milo. All you need to do is to go to your coupon, click "Redeem", key in the code that the staff tells you and show it to them. Take note the voucher expires 31 Oct 2022 and the set is only available before 11am #fortheearlybirds I've also redeemed my sign-up reward of $10 fairprice e-voucher for my grocery shopping! At the self checkout counter, click “All Other Payments” and scan your voucher's barc...

It's been long since I saw so much hype in the blogosphere given the sour macro environment. After reading a few articles and realising the perks without doing much, I decided to sign up for a Trust account. Read on for more about the perks! PS: easy, $35 fairprice e-vouchers combined, 1kg rice, free breakfast set at kopitiam, chance to win Tesla and more! Registration steps Sign-up was fuss free. Here're the steps: Download the Trust Bank app - you can head to this link to scan the QR code  or scan from the above image Click "Use referral code" to get $10 Fairprice e-voucher. You can use your friends or mine i.e  AP1PJBRK   if you don't have a code. 😊  Upon entering the referral code, you will see this page 3. Click "Apply for savings account"  4. Sign up using "myinfo" and it will extract info from your Singpass. 5. Some of the information you need to key in are Employment Type, Name of Employer, Nature of business, Job Title , whether you a...