Skip to main content

Part 5 - Happy news on CRO and Crypto.com Ruby Card

Ever since WFH, I haven't been suffering from Monday blues as much.
I guess I only hate Mondays because I need to step into the office.

Anyway, happy news to share.


Firstly, congrats to those who signed up for crypto.com account when I posted about it (search my blog for crypto.com tags). Back then, I shared about their amazing sign-up promotion where you'd get SGD$100 CRO coins back with SGD$100 deposited. If you've signed up when I spoked about them in Part 1-Part 4 of my posts, you'd have seen good % increase on your CRO token!

Personally, my CRO coins have now > doubled! As of writing, the price has reached ATH. However, because these are staked, I can't cash any profits out, but it feels good to see the price appreciation!😬


Secondly, belated news but I've gotten my Crypto.com Ruby Metal Card!
This is actually my 2nd metal card, the first being SCB X card that I signed 2 years back.

As of now, I've only used my card for transport to get back 2% cashback in CRO coins. Very puny returns given my MRT costs less than $2 to and fro lol....

That said, I've been on a credit card spring cleaning spree/cancelling my cards. I only hold Amex cashback, DBS Taka and Crypto.com cards. That's a far cry from the past! In fact, I hold none of these 10 cards now! I'd aim to apply new cards only if they dangle good sign-up bonus :)

As I cut back on my cards, I'm also cutting back on my spendings. Actually I haven't been spending much, hence decided to cut back my cards as it gets difficult to track my bills - chicken and egg. For now, if crypto.com comes up with attractive grocery rebates like the past, I'd use it to maximise the returns.

US$25 referral bonus

If you are keen to sign up for crypto.com account and card as well and dont have friends' link, you may use my referral link or the code below :) Currently, their referral is at US$25. Pls refer to more details from their official site here.

ybm9v5zhv7



Alternatively, you may wish to wait for upcoming referral promotion and hopefully, crypto.com will dangle new promos soon! I'll share if I come across those.

Comments

Popular posts from this blog

I finally cross $700k networth, after 1 year 4 months

I wondered how I should kickstart this post - should I be positive or negative about this? After 1 year 4 months, I finally crossed $700k in networth - returning back to where I've been at, back in Dec 2021.  I am disappointed.  For the past many years, I've always been growing my networth, at around $100-$150k/year. I had big plans to hit a net worth of $850k by December 2022, but the universe had other plans for me. Instead, I only managed to reach $646k, leaving me with a $204k gap to my target.  Ever since I became more aggressive in my "investment" portfolio in 2021, being sucked by greed to deploy most of my cash into stocks and crypto, I fell heavily, along with the crashes. Crypto wiped out 5 digits savings, so did the stock market.  To be honest, ever since the crashes and a bad hit to my net worth, I actually didn't do anything special to improve. I didn't make drastic spending cuts, I didn't stop my holidays, I didn't continue investing (no

Extremely bad start with UOB One

With the influx of posts on social media re UOB One (psst on grabpay) and the receipt of my house keys, I decided it was the time to sign up for a UOB One account plus credit card. It was gonna be the best tool for household joint expenses and joint savings. However, I've faced multiple hiccups that made me VERY frustrated....WHY ME?! 1. Delayed approving process led to losing out of sign up bonus First, I signed up for the UOB One card and Account in early Oct through Singsaver's promotion. The promotion said that I'd get to enjoy cash incentive for registration + UOB's promotion of $80 cash credit with min $1k spent within 30 days of card approval. Mind you, t hese terms were stated to end on 31 Oct , extracted below: S$80 Cash Credit for  UOB  One Account:  Limited to the first 500 new to  UOB  Deposits customers who either (i) deposit and maintain $5,000 or (ii) credit their salary, into their new  UOB  account for 6 consecutive months. Terms and conditio

Cashing partial BTC out at 50%+ profit

My first foray into crypto was during the hype. Back in Feb 2021 During Feb 2021 to Jun 2022, I added in bit by bit - DCA as what they say. BTC, ETH, MATIC, SOL and even the horror LUNA. Thereafter, as crypto crashed, I stopped, praying one day it will rise back. And today, as I found that BTC is now at ATH, I decided to cash out 1/4 of my BTC for some profits. It's still a far cry from the amount I've lost, but I'm glad I could recoup some losses. Just to detail for my future reference, I transferred my BTC from ledger to coinbase. And sold my BTC on coinbase to SGD, incurring an atrocious fee of $130 and GST of $12. Gone are the days of cheap transaction fees.  Please let me know if there are wiser/cost effective options. In total, what I took back was a profit of 50%.  May BTC rise up more so I can cash out at 100% profit next. -dated 9 Mar 2024-