Simple Budget, Simple Life

As mentioned in my previous posts, I am now diversifying out to foreign stocks via Tiger Brokers.  My beginner's guide to setting up Tiger Brokers Tiger Brokers National Day Promo and virgin purchase of foreign stocks Pumping SGD$28k in HKEX and SGX the past 10 days and Fee comparison between DBS Vickers and Tiger Brokers  Within 1-2 months of account opening, I had pumped in SGD$40k in HK, US and local stocks. As I mentioned in my previous post, there are some merits of using Tiger Brokers to buy SG stocks due to the lower fees - the only thing is it's not stored in my CDP, which I'm fine with. On HK stocks, within just 1 week of my purchase (yup, I pumped money within a span of 2 days), the value has fallen and I'm sitting on ~SGD$3k losses. USD110 profit from Tesla in 5 days For US stocks, the volatility of their market makes trading exciting and scary. When I bought Tesla at $395, it went down to $340. And the following day, it rose up to $428. I wanted to test out ...

Asians find it pantang to talk about Death. But, we are born to die. With each birthday, we are one step closer to death.  Anyway, with the latest news of death of people not much older than me from suicide, sudden collapse, it hit me to be more responsible in planning for how I want to be "celebrated" and how my finances should be dispersed. I've just made my will via this link . I am aware of the one by moneyowl but felt the OCBC one allows more variation.  Through the will making, it gave me some thoughts on who is important enough for me to leave my assets to. Funnily, in my will, I am more concerned about the theme, music and outlook of my funeral.  My next step is to make the LPA .  I hope you will take some time to do yours after reading my post.

Just as I pumped in ~SGD$28k into the stock market in the past 10 days, the share prices dropped 🤦‍♀️ Anyway, ever since I blogged about my $300k cash savings , it has been at the back of my mind that I may be too heavy in cash. It's a great safety net, but because of the poor interest rates across savings accounts, I seem to be "losing money".  With the entrance of Tiger Brokers (see my guide here and here ), it gave me an impetus to enter foreign stock markets - because of their low transaction fee and given how sluggish SG market is. US market is one of the hottest market to enter, but for the past days, it has been rallying so high that I don't bear to enter. Despite the drop today, I'm still waiting for the time to enter🤭 As such, I decided to enter the HK stock market and pumped in ~SGD$23k. Don't ask me where my courage came from but I guess I didn't want to sit around and miss out the chance since the March market dip. Who knew things would go e...