SQ - a great way to fly? My foot! And Jul updates

Another month down and I still have not achieved much.

I havent been feeling great. Is it the macro conditions or am I just getting old and cranky?

Work

I'm getting jaded at work, again. 

While work is manageable, I lack bootlicking and show-off skills. I feel my bosses don't quite see the value I'm bringing. I'm not sure if they are too "smart" to understand operations and I feel we are on different frequencies. That would make it tough for me to get a good end year bonus. 

Because of that I'm on the lookout for jobs. However, it seems like a "wrong" timing due to the impending recession and hiring freezes across the globe. I don't want to join a new firm and be laid off like what crypto.com did to their new staff. 

Crypto.com

Speaking of cro, it's unfortunate to note their downwards revision to netflix and spotify rebates.

I'm currently on their ruby steel member, and have been enjoying spotify rebates. Just this month, I received ~100 CRO coins given the dip in value. 

I am still using CRO card for some of my daily expenses, mainly daily transport. I was really lucky to have signed up for cro back in Sep 2021 where I got sgd100 for free. Also, with the continuous built up of cro rebates, CRO is one of my best crypto investment on paper (unfortunately because most are heavily underwater). 

I'll wait and see if there are anymore attractive offers dangled by crypto.com to retain customers. 

Singapore Airline sucks

I've always been proud of our national airline because of their top-notch service, until I experienced their call centre/customer service team that made me fumed.

After years of planning and spending, I've finally clocked enough miles for my business class flights. I was fortunate to have secured saver tickets and wanted to do a stopover. To do so, I had to call in to make my redemption, pay US$100 and the relevant taxes.

However, the customer service charged me double stopover fees and it has been an arduous process getting my money back. Each time, the agents said they are processing my refund and to wait 6 weeks. Until 6 weeks passed and I realised I was not refunded. Called in again and they said they are still processing it and will flag as urgent. No timeline was given because the agents are unable to advise as it is handled by another department.

As of now, I'm left dangling, unsure when I can get my money back. Utterly disappointed with their (lacking) service.

I am also wondering if monkeypox will become a global health crisis and affect my holiday plans next year 🤞 if it is, I foresee another headache calling in to postpone my flights 🙄

Singapore Savings Bond Aug 2022

Applied for the Aug 2022 tranche given it's high interest. I applied with $10k. Due to the high interest, I only received 9k allotment. Not too shabby.

Cashing out some REITS

Strangely, my cash has been depleting. I used to have $300k at my disposal, and now only have $100k. A big bulk are in stocks. Recently, I've been trying to cash out some REITS bit by bit for some slight gains, hoping to enter again at a lower price.

Endowus

SRS

No transaction done in Jul.

  • Jan: $3,060
  • Feb: $3,060 
  • Mar: $3,060
  • Apr: $2,000
  • May: $2,000
Amount pumped: $23,181 (back in 2021, I've pumped $10,001)
Results: -8.34%

CPF OA investment

Made 1 transaction in Jul
  • Jul: $2,000
Each transaction has fees of $2.68.

Amount pumped: $23,180.95
Results: -0.79%

Overall for Endowus: -4.48%

Net worth

Standing at $678k compared to ~$650k last month as stocks and crypto rose slightly.


With that, I end my Jul updates. Hopefully, there'll be good news in Aug.

Comments

Post a Comment

No rude messages please. Unkind messages and spams will be blocked and deleted.

Popular posts from this blog

End 2024 review - achieving $1.04m networth

Image
  Another end to a year. For the nth time, I dread reflecting on the year because I did not receive positive outputs from the pain I've endured. But here goes.  Here's a recap of my finances over the years: 2016 -  Unexpected review of 2016: hitting $200k in net worth 2017 -  End 2017 review - net worth at $287k 2018 -  End 2018 review - net worth at $372k  2019 -  End 2019 Review - inching close to $500k net worth  (~$440k) 2020 -  End 2020 Review - net worth at $550k 2021 -  End 2021 Review - closing in to $700k net worth 2022 -  End 2022 Review - failing financial goal for the first time, $660k net worth 2023:  End 2023 review: $819k net worth 2024 Review Borrowing my past year statement: This year, so much has happened, but not much have changed. Since I don't blog every month, here's a recap of what I've done across the past 12 months: Jan Did CPF MA topup of $3k Spoke about feeling depressed and signing up for counse...
Read more

SGD$1,000,000 networth unlocked 🎉

Image
As of 8 Dec 2024, I have officially unlocked the milestone of $1m networth 🎉 This is all thanks to the increased in value of my crypto holdings as well as my US stocks. My HK/CN stocks are still in bad shape. On stocks front, truthfully, my overall investments is still in the red. I had made mistakes in stock picking and has not taken the opportunity to cut losses. I had the view to hold and pray those stocks in deep red would go up - after all, I told myself I don't need the money right now. On crypto, given that BTC has bounced back, I'm sitting on decent profits. I've been cashing out bit by bit. The last I spoke in Mar , I cashed out a rather sizeable amount of BTC at 50% profit. On hindsight, if I had waited till now, I could have cash out 3000 SGD more. Anyway, this time round in Nov, I cashed out 2 times, at a 70%-80% profit. Not bad considering the rest of my investments. As long as there are no major global events impacting the markets negatively, I believe I woul...
Read more

🤞On track to hitting $950k networth by end 2024🤞

Another blink, another year ending soon. How have you guys been? I wonder who else is still monitoring my blog despite my lack of updates. Again, so much has happened, but not much have changed. I travelled well, continued with a 3rd round of IVF egg retrieval (result was extremely poor), and went through uncertainty at work due to restructuring but was thankfully able to keep my job. I still haven't fulfil my dream of being a mother. Though honestly, it now feels more like a checkbox to be unchecked than the actual fulfilment of wanting to nurture and grow a child. I think the weariness is getting too much. I will embark on my final transfer within these few months. This would be my 7th transfer. If it fails, I'm likely going to stop further treatments. I have already done the best at my "peak".  I am telling myself that my life is still amazing despite these hiccups. Anyway, onto my financial goals. Back on 31 Dec 2024, I posted my goal to achieve $950k networth by ...
Read more