Skip to main content

My Endowus Plan - Apr update

 

If you're new, you can click on the SRS tag to see my past posts.

Anyway, time for Apr updates.

SRS

With the recent dip (again), I've done my 4th transaction for 2022. The amount is split between Dimensional Global Core and Emerging Markets Large Cap.

  • Jan: $3,060
  • Feb: $3,060 
  • Mar: $3,060
  • Apr: $2,000
Instead of going in with another tranch of $3,060, leaving myself one last $3,060 bullet (and mind me, this is just Apr. We've plenty of months till end 2022), I decided to enter in with $2,000.

This leaves me with $4120 left from my $15,300 pool. I'd still have room for 2 (or more) transactions this year. As I mentioned previously, I may have been too hasty in splitting up $15,300 SRS contribution to 5 transactions. I didn't know I'd enter so quickly haha. Because it seems that every month, there are dips to enter ðŸ˜­

Amount pumped: $21,181 (back in 2021, I've pumped $10,001)
Results: -3.76%

CPF OA investment

In Apr, I've made 3 transactions from my CPF OA via Endowus to buy into Lion Global Infinity US 500 Stock Index Fund.

  • $1,000 on 18 Apr. Processed on 20 Apr
  • $2,000 on 25 Apr. Processed on 27 Apr
  • $2,000 on 27 Apr. Pending processing
Each transaction has fees of $2.68.

Amount pumped: $13,021.44
Results: 0.93%

Overall: -1.87%

Although I login to my Endowus account nearly everyday, I have so far been feeling numb about the rise and fall since these are my long-term investment portfolio. Will just ride the waves and enter the market when opportunities arise. 

Endowus Referral

If you are keen to embark on Endowus using your SRS, CPF OA or even cash, you may wish to use my link to enjoy $20 in Access Fee credit (equivalent to $10,000 advised free, assuming Access Fee of 0.40%).

https://endowus.com/invite?code=FUKYD

Labels:

Comments

Post a Comment

No rude messages please. Unkind messages and spams will be blocked and deleted.

Popular posts from this blog

I finally cross $700k networth, after 1 year 4 months

I wondered how I should kickstart this post - should I be positive or negative about this? After 1 year 4 months, I finally crossed $700k in networth - returning back to where I've been at, back in Dec 2021.  I am disappointed.  For the past many years, I've always been growing my networth, at around $100-$150k/year. I had big plans to hit a net worth of $850k by December 2022, but the universe had other plans for me. Instead, I only managed to reach $646k, leaving me with a $204k gap to my target.  Ever since I became more aggressive in my "investment" portfolio in 2021, being sucked by greed to deploy most of my cash into stocks and crypto, I fell heavily, along with the crashes. Crypto wiped out 5 digits savings, so did the stock market.  To be honest, ever since the crashes and a bad hit to my net worth, I actually didn't do anything special to improve. I didn't make drastic spending cuts, I didn't stop my holidays, I didn't continue investing (no
2 comments
Read more

What the luck? DBS and OCBC banking tokens died!

What luck. My ibanking tokens went dead one after another. OCBC Token First was my OCBC token. It said "low battery", but I ignored it. And when I finally need to use it, it was dead. Granted that I could use SMS OTP, I had to make a big transfer to other banks and it was over the withdrawal limits. And to do that, I needed the ibanking token. And serve me right for not activating the onetoken. In the end, I had to call in to OCBC call centre for a replacement. 7 working days, they said. What a long wait. In the midst of it, I needed to make my interbank transfers. I even went down to OCBC bank and explored a stupid manual way i.e to withdraw cash and deposit into the other bank. But the moment they told me they ran out of big notes, I got scared. While waiting for the token to arrive, I figured I could actually do transfers in smaller amounts, but had to bear with a daily cap. Sigh. And, one week later, my OCBC token arrived. How efficient. DBS token
3 comments
Read more

Extremely bad start with UOB One

With the influx of posts on social media re UOB One (psst on grabpay) and the receipt of my house keys, I decided it was the time to sign up for a UOB One account plus credit card. It was gonna be the best tool for household joint expenses and joint savings. However, I've faced multiple hiccups that made me VERY frustrated....WHY ME?! 1. Delayed approving process led to losing out of sign up bonus First, I signed up for the UOB One card and Account in early Oct through Singsaver's promotion. The promotion said that I'd get to enjoy cash incentive for registration + UOB's promotion of $80 cash credit with min $1k spent within 30 days of card approval. Mind you, t hese terms were stated to end on 31 Oct , extracted below: S$80 Cash Credit for  UOB  One Account:  Limited to the first 500 new to  UOB  Deposits customers who either (i) deposit and maintain $5,000 or (ii) credit their salary, into their new  UOB  account for 6 consecutive months. Terms and conditio
11 comments
Read more