My Endowus Plan - Apr update

 

If you're new, you can click on the SRS tag to see my past posts.

Anyway, time for Apr updates.

SRS

With the recent dip (again), I've done my 4th transaction for 2022. The amount is split between Dimensional Global Core and Emerging Markets Large Cap.

  • Jan: $3,060
  • Feb: $3,060 
  • Mar: $3,060
  • Apr: $2,000
Instead of going in with another tranch of $3,060, leaving myself one last $3,060 bullet (and mind me, this is just Apr. We've plenty of months till end 2022), I decided to enter in with $2,000.

This leaves me with $4120 left from my $15,300 pool. I'd still have room for 2 (or more) transactions this year. As I mentioned previously, I may have been too hasty in splitting up $15,300 SRS contribution to 5 transactions. I didn't know I'd enter so quickly haha. Because it seems that every month, there are dips to enter 😭

Amount pumped: $21,181 (back in 2021, I've pumped $10,001)
Results: -3.76%

CPF OA investment

In Apr, I've made 3 transactions from my CPF OA via Endowus to buy into Lion Global Infinity US 500 Stock Index Fund.

  • $1,000 on 18 Apr. Processed on 20 Apr
  • $2,000 on 25 Apr. Processed on 27 Apr
  • $2,000 on 27 Apr. Pending processing
Each transaction has fees of $2.68.

Amount pumped: $13,021.44
Results: 0.93%

Overall: -1.87%

Although I login to my Endowus account nearly everyday, I have so far been feeling numb about the rise and fall since these are my long-term investment portfolio. Will just ride the waves and enter the market when opportunities arise. 

Endowus Referral

If you are keen to embark on Endowus using your SRS, CPF OA or even cash, you may wish to use my link to enjoy $20 in Access Fee credit (equivalent to $10,000 advised free, assuming Access Fee of 0.40%).

https://endowus.com/invite?code=FUKYD

Comments

Post a Comment

No rude messages please. Unkind messages and spams will be blocked and deleted.

Popular posts from this blog

End 2024 review - achieving $1.04m networth

Image
  Another end to a year. For the nth time, I dread reflecting on the year because I did not receive positive outputs from the pain I've endured. But here goes.  Here's a recap of my finances over the years: 2016 -  Unexpected review of 2016: hitting $200k in net worth 2017 -  End 2017 review - net worth at $287k 2018 -  End 2018 review - net worth at $372k  2019 -  End 2019 Review - inching close to $500k net worth  (~$440k) 2020 -  End 2020 Review - net worth at $550k 2021 -  End 2021 Review - closing in to $700k net worth 2022 -  End 2022 Review - failing financial goal for the first time, $660k net worth 2023:  End 2023 review: $819k net worth 2024 Review Borrowing my past year statement: This year, so much has happened, but not much have changed. Since I don't blog every month, here's a recap of what I've done across the past 12 months: Jan Did CPF MA topup of $3k Spoke about feeling depressed and signing up for counse...
Read more

SGD$1,000,000 networth unlocked 🎉

Image
As of 8 Dec 2024, I have officially unlocked the milestone of $1m networth 🎉 This is all thanks to the increased in value of my crypto holdings as well as my US stocks. My HK/CN stocks are still in bad shape. On stocks front, truthfully, my overall investments is still in the red. I had made mistakes in stock picking and has not taken the opportunity to cut losses. I had the view to hold and pray those stocks in deep red would go up - after all, I told myself I don't need the money right now. On crypto, given that BTC has bounced back, I'm sitting on decent profits. I've been cashing out bit by bit. The last I spoke in Mar , I cashed out a rather sizeable amount of BTC at 50% profit. On hindsight, if I had waited till now, I could have cash out 3000 SGD more. Anyway, this time round in Nov, I cashed out 2 times, at a 70%-80% profit. Not bad considering the rest of my investments. As long as there are no major global events impacting the markets negatively, I believe I woul...
Read more

🤞On track to hitting $950k networth by end 2024🤞

Another blink, another year ending soon. How have you guys been? I wonder who else is still monitoring my blog despite my lack of updates. Again, so much has happened, but not much have changed. I travelled well, continued with a 3rd round of IVF egg retrieval (result was extremely poor), and went through uncertainty at work due to restructuring but was thankfully able to keep my job. I still haven't fulfil my dream of being a mother. Though honestly, it now feels more like a checkbox to be unchecked than the actual fulfilment of wanting to nurture and grow a child. I think the weariness is getting too much. I will embark on my final transfer within these few months. This would be my 7th transfer. If it fails, I'm likely going to stop further treatments. I have already done the best at my "peak".  I am telling myself that my life is still amazing despite these hiccups. Anyway, onto my financial goals. Back on 31 Dec 2024, I posted my goal to achieve $950k networth by ...
Read more