Thanks to those who left comments in my earlier post. Appreciate all your kind words.
Anyway, time flies and it's another year of insurance payment. I have been on NTUC Enhanced Income Shield Preferred hospitalisation insurance plan with plus rider for many years. Not cheap, but it's a must have for peace of mind.
I made a mistake of topping up my Grab with UOB Absolute Amex (which gives 1.7% cashback), thinking I can use my grab to top-up to CPF. Turns out this loop has been cut. I already knew of this, but not sure why my pea brain still went ahead without double checking.