1 year into my role and I'm jaded. I guess I'll never find a job I'm happy with.
But the consolation is that this job is relatively easier than the previous, so I'm just cruising along...until I get fired.
I resonated with the quiet quitting term that's been all over the news recently. I guess I've been quiet quitting all these while. People said it's a term for cruising, doing the minimum, or performing at your payscale. I've always been the type who knock off on time, though I am more enthusiastic in my first few work years. Somehow, my bosses acknowledge my efforts and I don't have to wayang. As I grow older in my career, things change. Because of how "quiet" I am, I may not get into the good books of bosses. I don't talk to bosses nor bother talking to colleagues to showcase what I'm doing. I don't bother to wayang. I don't bother suggesting ideas to improve work - I did try recently, but it backfired. I'm better off staying quiet.
The downside is, I gain nothing out of this role except the income. I dont gain new skills and I feel I'll have difficulties jumping to the next job. As I said previously, I'd get too expensive to hire. Young talents would be a better bet since they'd be more eager and are cheaper.
Anyway, I don't want to think too much. Work is work. I will just move with the flow.
CPF top up
There's nothing interesting this month. On financial front, I just made a CPF top up today of $4,344 into my SA. Why this odd amount? Because I did a $3,000 top up to my MA in Jan 2022, and $656 top up to my MA in Apr 2022 when my NTUC Incomeshield plan deducted $ from my CPF MA.
I also realised CPF made quite a few changes to their website. Somehow, I prefer the older version - lesser words, which makes it easier for me to zoom in on the info eg. how much I have and how much I've topped up. The new changes show more wordings, as seen below. It gets quite tiring on the eyes when I see so many words. In gist, I've max out my $8,000 top-up for 2022 on 30 Aug 2022. #goodjobtomyself
The next step is to top-up another $8k to my mum. In the past, I would top up for her in January. However, I've been getting really cash poor. All because of poor investment mistakes - be it in SG, HK, US stocks or crypto.
I think I've said a couple of times that I use to have $300k cash at my disposal. As of today, I only have $120-130k cash spread across my banks and FDs.
I am now eagerly waiting for each month end/for my pay to come in. That feeling kinda sucks. I will try to top up her account by Dec 2022, or when I feel my DBS Multiplier has enough cash....currently I only have $30k inside 🙃 a far cry from $100k in my muliplier.
Sep 2022 SSB
I also balloted for the Sep 2022 SSB and put in $10k. Managed to get the full allotment.
Other than that, there's nothing to shout about these 2 months.
I've been trying to grow my money but it's not working out. Stocks and crypto just kept going south. I've also been spending a lot on more my health. I started going for TCM acupuncture, in hopes to strengthen my body and for miracles to happen. Signed a package for 4 digit sum, and hopefully I'd see fruits from this treatment. I've also been buying supplements, and tonics.
Health maintenance doesn't come cheap.
Something most people would wanna kaypo about - standing at ~$679k, no improvement compared to Jul...
It's pathetic that I'd be much richer if I did not buy stocks, crypto nor use my CPF to invest in endowus. Anyway, will psych myself that these are for long-term....
Take it easy.
May I know how old are you ?
She mentioned she was 25 when achieving 100k cash savings in her 2016 review. So I think she was born in 1991. So in 2022, she should be around 31.Delete
Crypto sucks..at least for now and for me too. Endowus shd b ok for long term, not sure what funds u bought. If it is an index fund, shd b alright. Cheers.ReplyDelete