Simple Budget, Simple Life

For the first 20 odd years of my life, I've walked a predictable route. I was drilled from young that, to succeed in life, I must study hard. I didn't study hard enough to get scholarships but it was passable. I walked the standard educational route, just like everyone else - passed my PSLE, passed my O Levels, went to JC and went to the local uni. The next was to find a job, get a flat, get married. And have a baby. But in this common route, there is something unpredictable and out of my control i.e having a baby (and possibly getting a successful BTO ballot, though we can always go the resale route). If you realise, in the left column of my blog lies some goals I set back in 2016. Of which, having a kid was set at 30....because I was guessing it would not be easy to hit the jackpot after hearing stories from others. Ever since I got married, I've received irritating comments from colleagues who are not close to begin with, asking me when I'll be taking my ...

The first week of 2019 has passed. Again, just like that, in a blink of an eye. I didn't had a pleasant end to 2018, nor start of 2019 as I was sick with cough and phlegm. Still have not recover till date. The first week of work was pretty chill given that we only worked for 3 days. Things will pick up speed soon and I'm not really looking forward to it, but, I gotta work for bread and butter right? This weekend was spent doing nothing. I was mindlessly looking at financial blogs, in awe of some's investment prowess. If I could do as well as them, would my net worth double? hehe. In any case, I shan't compare since I think I'm not doing too shabby either. Btw, in case some people think I got to where I am because I earn a lot, I can only say - I wish. I'm far from a $100k annual salary, though I do hope to hit it in the next 3-5 years :P I was also mindlessly scrolling instagram, youtube etc. I've not stepped out of my house except for work so fa...

This year passed by exceptionally fast. So many things happened this year that if I don't keep a blog, I'll probably forget the details of what happened. Key things that happened this year: - Secured my flat in my dream location - Got married - Got promoted 2018 review Here's a recap of what went by in 2018 Jan: Shared my 2017 review, and my net worth at $287k . Also shared about my hopes for 2018 which came true for most! Here's a recap of my 2018 hopes: Receive my promotion this year (likely to happen)  ✅ Receive a good ballot number for my flat  ✅ Enjoy my marriage preparation this year  ✅ Plan for a family getaway for 2019  ✅ Be less stress about work this year (not so optimistic considering the projects lined up for me) Be someone whom others admire and look up to Stay healthy, always Monitor my spendings - no more qoo vouchers to hit min credit spending. Save $50k this year HAHA (praying for good bonuses to make achieving th...