Skip to main content

4D3N Bali travel insurance for $12.05

I'm back! I finally had time for a short breather after days of overtime at night and weekends for work.

I've been complaining to my partner that I badly need a break. An overseas break. I needed to get away from the constant beeping on my phone and away from my work laptop. So, in between my daily commute and lunch breaks, I've been checking out deals for a short getaway.

My budget...below $500 for two for a 4d3n trip. With some luck, I managed to book my Bali trip at <$400 for air tickets and accommodation.

Next up was booking my travel insurance. I was comparing the premiums across the usual insurers when I came across Policypal which offers attractive discounts for travel insurances. On top of that, the incentives for booking through them was a $5 discount on the insurance premiums and 15% cashback!

At the time of blogging, MSIG Traveleasy and Sompo are running up to 60% and 45% discounts for their plans. In the end, I shortlisted Sompo where the initial premium was $17.05, but after applying the promo code of $5 off, I paid only $12.05.

To enjoy the $5 off, you may wish to key in UI0GU0LP when you checkout and I'll get a $5 credit for uber/grab. Do note the $5 off is only for your first insurance purchased via Policypal 😊

My experience from purchasing via Policypal was excellent. The platform was clean, instructions were clear and purchasing the travel plan was so fuss-free, it took me less than 5 minutes to complete the transaction👍

Right now, I'll just chiong at work and await for my Bali trip in a few months time!

Comments

Popular posts from this blog

I finally cross $700k networth, after 1 year 4 months

I wondered how I should kickstart this post - should I be positive or negative about this? After 1 year 4 months, I finally crossed $700k in networth - returning back to where I've been at, back in Dec 2021.  I am disappointed.  For the past many years, I've always been growing my networth, at around $100-$150k/year. I had big plans to hit a net worth of $850k by December 2022, but the universe had other plans for me. Instead, I only managed to reach $646k, leaving me with a $204k gap to my target.  Ever since I became more aggressive in my "investment" portfolio in 2021, being sucked by greed to deploy most of my cash into stocks and crypto, I fell heavily, along with the crashes. Crypto wiped out 5 digits savings, so did the stock market.  To be honest, ever since the crashes and a bad hit to my net worth, I actually didn't do anything special to improve. I didn't make drastic spending cuts, I didn't stop my holidays, I didn't continue investing (no

First CPF top up in Jan 2023 and tax relief concerns

Detailing my yearly CPF top-up and thoughts.  This is my 8th year of top-up. 1. Top-up $2.5k to Medisave via Paynow Did a $2,500 top up to my Medisave, bringing it to 2023 MA ceiling of $68,500. Done the same for my husband as well. 2. On hold - To top up $5.5k to SA or no? Contrary to the past where I top-up at the start of the year, I have decided to hold off the top-up. A) Running out of cash Firstly, I'm running out of cash. I'm berating myself for degrading to the past where I look forward to my monthly income for cashflow. So I can build up my $100k capital in savings account again, given the current high interest environment.  B) Hitting FRS soon = no tax relief Secondly, I'm concerned about reaching FRS too soon.  The FRS this year is $198,800. I'm now sitting on ~$157k SA which means $41,800 away from reaching this ceiling.  I know some people encouraged maxing this out ASAP. But, as I've crossed 6 digits annual income, maxing FRS soon meant lower tax relie

Starting 2023 with extra $9,979.20

Happy 2023~! I woke up feeling not very positive. It seems like I've brought forward my 2022 negative thoughts along. I ought to be more optimistic! Anyway, my best way of welcoming the new year is to count the new inflow of $ and here's my CPF interest for 2022: Have you check your CPF interest yet?