Simple Budget, Simple Life

For the first 20 odd years of my life, I've walked a predictable route. I was drilled from young that, to succeed in life, I must study hard. I didn't study hard enough to get scholarships but it was passable. I walked the standard educational route, just like everyone else - passed my PSLE, passed my O Levels, went to JC and went to the local uni. The next was to find a job, get a flat, get married. And have a baby. But in this common route, there is something unpredictable and out of my control i.e having a baby (and possibly getting a successful BTO ballot, though we can always go the resale route). If you realise, in the left column of my blog lies some goals I set back in 2016. Of which, having a kid was set at 30....because I was guessing it would not be easy to hit the jackpot after hearing stories from others. Ever since I got married, I've received irritating comments from colleagues who are not close to begin with, asking me when I'll be taking my ...