Simple Budget, Simple Life

Hi guys. I wanted to blog only after I'm settled down at work and with my life event but I needed an outlet to complain and release my pent-up unhappiness. So, I mentioned that I've changed job. I'm still adjusting myself and enjoying my honeymoon stage since I'm new, though it's not like I'm not working la...just that in comparison to others who worked longer, my full load hasn't come in yet. I'm lying low for now given that I've my wedding to prep for. Within these few weeks here, I've some thoughts on this job and here goes: The Good Higher monthly salary than before albeit just a few hundreds more (better than staying put...) Cheaper transport than before (~$1 saving/day) Don't need to bring work home FOR NOW More capable bosses and seemingly, their Senior Management than before The Bad Not much increase in annual package given that my bonuses were more at my previous job Everyone else work like sh*t....my bosses sends

I used to be an advocate for BOC, given its attractive interest for their Smartsaver account and the good rebates for the BOC Family card. Until one day, BOC decided to review the Family card terms....and well, it suck. I was disappointed with the changes and has since then, stopped using the card. And with that, I've now jumped the boat to DBS Multiplier for my salary crediting. Meaning to say, BOC is no longer my main account. I still keep the Family card though, just in case BOC changes their mind again and review the terms to be more attractive. But, this morning, I was reviewing my accounts when I realised I was charged an Annual Fee and GST on the card. Gosh. That's an exorbitant $305! So I called the card centre and asked to waive it off. I knew it wasn't going to be accepted after reading some comments on how niao they are now. And yup, my waiver was rejected. Not even a partial waiver. That leaves me no choice but to cancel the card immediately.  Funny how