$5 Pap Smear Screening for the ladies

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I've heard about the $5 screening offer from HPB last year but didn't bother.
Until I came across articles on pap smear and cervical cancer and it got me thinking that I should perhaps do a test.....for $5.
I initially thought that all I had to do was to show the clinic my IC and I'd be eligible for the $5 screening. Turns out, we need to present a letter for verification before we can enjoy the rate.
I then checked out the HPB website and contacted their hotline to request for the screening letter. I vaguely recalled receiving it sometime back, but probably lost the letter 🤭
The officer on the hotline told me that the letter generation will take 2 weeks. Oh gosh, another example of the slow service from government agencies. I told them to expedite as I want to have the scan soon. No promises, they said. And I wondered, how many procedures backend would it take for them to "approve" my letter? 🤔Shouldn't such letters be built inside the health buddy app wh…

2015-2018 net worth

I used to track my daily expenses daily.

With every purchases, I'd keyed into google sheets.

But as time goes, I got lazy. I figured there's no need for me to track it daily given that I'm disciplined with my outflows. In any case, I've never budgeted how much I should spend on food, transport, shopping etc. Hence, the daily expenses tracking actually don't serve much purpose.

However, one thing that I continued to do, is to track my monthly assets/net worth. And they are broadly categorised as follow:

Cash SavingsFDStocksCPF

It feels good to see your money grow in the different pots and pinpoint which has the biggest growth. So here's presenting my annual net-worth growth since 2015:



I'm not confident that I'll hit $400k in the next few months given that I'd be wiping out almost all my CPF for housing soon. Reno cost a bomb and furnitures and appliances will wipe out a chunk of my savings.

My net worth will likely drop below $300k.

Oh well, such is life. I'll just have to grow it back again.

Comments

  1. I only track my personal expenses for 2 months and decided to stop as I don't spend extravagantly. The purpose is to get a rough idea of the spending percentage.

    Net worth may worth the time as you can size up liquidity and invest needs

    ReplyDelete
  2. After tracking ALL of my expenses for well over a year, it has made me even more stressful as I had to assess each of my spending decision well otherwise i feel really guilty. I still track and budget for the bigger items. Tracking net worth has made the process more enjoyable instead for me.

    ReplyDelete

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