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Showing posts from January, 2019

Mid-year review: Goal met of $200k cash at 28. $400k+ net worth and Astrea bond V

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Half a year gone.

I still have not gotten my keys to my new home and am still childless. Ok, TMI.

On financial front, I've been seeing a steady increase in my net worth. As at my last update in end 2018, my net worth was at $372k.

Half a year later, I've successfully crossed $200k cash savings (previously it dropped as I topped up my MA) and exceeded $400k in networth. I may be able to hit $450k by end year but will just need to carve out some money for renovation and home stuff.

Most gains came from employment. While I lament how sick I am of work, it is my main source of $. I've not added any stocks and can never not live off my portfolio for passive income. It is with salary crediting that I've received 1.85-2% interest on my DBS multiplier anyway.

I've been thinking if I'm making my money work hard enough. I occasionally browse the SGX hoping to see some stocks to purchase, but am not comfortable enough to make the move.

Since Jan till date, my transactions …

Start of 2019 - doing nothing and daydreaming

The first week of 2019 has passed.

Again, just like that, in a blink of an eye.

I didn't had a pleasant end to 2018, nor start of 2019 as I was sick with cough and phlegm. Still have not recover till date.

The first week of work was pretty chill given that we only worked for 3 days. Things will pick up speed soon and I'm not really looking forward to it, but, I gotta work for bread and butter right?

This weekend was spent doing nothing.

I was mindlessly looking at financial blogs, in awe of some's investment prowess. If I could do as well as them, would my net worth double? hehe. In any case, I shan't compare since I think I'm not doing too shabby either. Btw, in case some people think I got to where I am because I earn a lot, I can only say - I wish. I'm far from a $100k annual salary, though I do hope to hit it in the next 3-5 years :P

I was also mindlessly scrolling instagram, youtube etc. I've not stepped out of my house except for work so far in the ne…

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