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Showing posts from February, 2019

Extremely bad start with UOB One

With the influx of posts on social media re UOB One (psst on grabpay) and the receipt of my house keys, I decided it was the time to sign up for a UOB One account plus credit card.

It was gonna be the best tool for household joint expenses and joint savings.

However, I've faced multiple hiccups that made me VERY frustrated....WHY ME?!
1. Delayed approving process led to losing out of sign up bonus
First, I signed up for the UOB One card and Account in early Oct through Singsaver's promotion. The promotion said that I'd get to enjoy cash incentive for registration + UOB's promotion of $80 cash credit with min $1k spent within 30 days of card approval. Mind you, these terms were stated to end on 31 Oct, extracted below:

S$80 Cash Credit for UOB One Account: Limited to the first 500 new to UOB Deposits customers who either (i) deposit and maintain $5,000 or (ii) credit their salary, into their new UOB account for 6 consecutive months. Terms and conditions of the UOB Online …

Baby or no, is that your business?

For the first 20 odd years of my life, I've walked a predictable route.

I was drilled from young that, to succeed in life, I must study hard. I didn't study hard enough to get scholarships but it was passable. I walked the standard educational route, just like everyone else - passed my PSLE, passed my O Levels, went to JC and went to the local uni.

The next was to find a job, get a flat, get married.

And have a baby.

But in this common route, there is something unpredictable and out of my control i.e having a baby (and possibly getting a successful BTO ballot, though we can always go the resale route).

If you realise, in the left column of my blog lies some goals I set back in 2016. Of which, having a kid was set at 30....because I was guessing it would not be easy to hit the jackpot after hearing stories from others.

Ever since I got married, I've received irritating comments from colleagues who are not close to begin with, asking me when I'll be taking my maternity l…

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