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Showing posts from September, 2016

Extremely bad start with UOB One

With the influx of posts on social media re UOB One (psst on grabpay) and the receipt of my house keys, I decided it was the time to sign up for a UOB One account plus credit card.

It was gonna be the best tool for household joint expenses and joint savings.

However, I've faced multiple hiccups that made me VERY frustrated....WHY ME?!
1. Delayed approving process led to losing out of sign up bonus
First, I signed up for the UOB One card and Account in early Oct through Singsaver's promotion. The promotion said that I'd get to enjoy cash incentive for registration + UOB's promotion of $80 cash credit with min $1k spent within 30 days of card approval. Mind you, these terms were stated to end on 31 Oct, extracted below:

S$80 Cash Credit for UOB One Account: Limited to the first 500 new to UOB Deposits customers who either (i) deposit and maintain $5,000 or (ii) credit their salary, into their new UOB account for 6 consecutive months. Terms and conditions of the UOB Online …

Driving License. To get or not?

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It's rather funny that I'm talking about this at this age, when most of my peers receive their licenses after "A" levels at 18. But, I've never been bothered to learn driving.

Here are the reasons why: 1) My family has no car and the only one with a license is my dad Many of my peers have family car. They were used to being driven around by their parents, and learn about driving through their trips. But our family never had a car. I had no sense of cars, driving or traffic rules and laws. Driving was unfamiliar to me and the closest experience I had was Go-Kart. Most of my peers who learn driving has a car at home, and it stems from a need to learn driving because their parents asked them to. Some were even sponsored a car after learning driving. Also, because my mom doesn't have a license, and we get on well without a car since we live is such a convenient location, it just doesn't strike me that I MUST learn to drive.

2) I'm clumsy, careless and blur…

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