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Showing posts from March, 2017

Achieving $300k cash before the clock hits 30

When I first started blogging (cue the first blog post), I set myself a goal to save $100k by 28.
$100k cash, excluding CPF.
I achieved this at 25.

I even thought my $100k would drop downwards after paying for flat, reno, kids. But who would have known that my chance to get a flat would only happen at 27, and my savings grew and grew?

$200k at 28
At 28, I hit $200k cash savings. It took me 3 years to grow another $100k. 
If not for the fact that I've been topping up $14k annually to mum and my CPF RA/SA, spendings on wedding, house related stuff and frequent holidays, I would have much more cash on hand. But, that can't be real, that's not living - those money have to be spent.

If not for the fact that I've pumped $80k over the past 7 years into stocks, of which the paper value is now only at $60k+, I'd been $80k "richer". The converse could be said if I've great investment capabilities to grow $80k to $100k 🙃

Anyway...
As I edge closer to 30 ⏰, I've ano…

The most anticipated time in your work year - performance bonus, promotion and increment

Every month, I look forward to pay-day.

But my most anticipated moment of the (work) year is my PB.

This is the time of the year where I eagerly await my report card. This is also the time when people feel excitement, happiness, anger, betrayal or disappointment on how they are assessed for their work over the past year.

I've been in my first job since graduation and had received 4 performance gradings. So far, I thank lady luck for blessing me with above average gradings. At least, despite the frustrations felt at work, I am encouraged that my contributions are acknowledged.

This time each year, I'd feel my heart palpitating as I open the document announcing my performance grading. I remembered having the same feeling as I logged onto my university portal to see my semester results. That's why I akin this to my report card.

The thing is, I would never know how I'm assessed each year. It's quite a joke that I've never done proper appraisals with my bosses excep…