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Showing posts from May, 2016

Achieving $300k cash before the clock hits 30

When I first started blogging (cue the first blog post), I set myself a goal to save $100k by 28.
$100k cash, excluding CPF.
I achieved this at 25.

I even thought my $100k would drop downwards after paying for flat, reno, kids. But who would have known that my chance to get a flat would only happen at 27, and my savings grew and grew?

$200k at 28
At 28, I hit $200k cash savings. It took me 3 years to grow another $100k. 
If not for the fact that I've been topping up $14k annually to mum and my CPF RA/SA, spendings on wedding, house related stuff and frequent holidays, I would have much more cash on hand. But, that can't be real, that's not living - those money have to be spent.

If not for the fact that I've pumped $80k over the past 7 years into stocks, of which the paper value is now only at $60k+, I'd been $80k "richer". The converse could be said if I've great investment capabilities to grow $80k to $100k 🙃

Anyway...
As I edge closer to 30 ⏰, I've ano…

The $10 bet

Having dated my partner for 4 years and knowing that he's the one I want to spend the rest of my life with, the natural step is to purchase a flat together.

I thought purchasing a flat was going to be easy and smooth - apply and you'll get it. Haha, I probably thought I was very lucky. But I was so wrong. It's all about the timing and luck - whether there are estates you like and whether you'll get a unit based on your ballot number. I've applied for 2 rounds of BTO since 2015 but were unsuccessful because they were mature estates.

Location is very important to me. So does the thousands who think so. Honestly, getting a flat now would feel like striking lottery. And, I've only won $10 from TOTO once.


So in the latest round of BTO/SOBF, I've made my 3rd try and submitted my $10 bet. It's a gamble, isn't it? This time, I've applied for a SOBF near my estate. The units that I want are less than 15, and my area is HOT, but I hope that I'll have…

The Disney Dollar

Hold on to your Disney dollars as the currency's value is set to rocket
Anyone holding onto your prized Disney dollars? It's now out of production. Time to sell?

I've only been to Hong Kong's Disneyland but was not aware of the existence of the Disney Dollar (oops). Only knew of it when my bf gave them to me during his visit to Paris Disneyland.

Unfortunately, I can't find my Disney Dollar from him but I managed to find the Disney Coin. Does this count? :P

#prayforsweekeat

At 7.30pm, my fiance messaged me.  JUST IN: Finance Minister Heng Swee Keat collapsed during Cabinet meeting; CT scan shows he had a stroke says PMO. I was shocked. 
Judging by the number of posts published by the various MPs and Ministers, we could tell that his stroke was a serious one. 
I've have never met him, and we don't know each other, but I was affected.  I was possibly feeling concerned because he is a respectable Minister yet, as with all humans, succumbed to stress, leading to a poor health.
Many people are like him. Or are on the way to be him. One Minister wrote, "I could see that he was very tired. I have been telling him that he was overworking so much that it will affect his health." Mr Heng has been steering many big and heavy projects/committees and could possibly have neglected his health at. And then, I reflected on myself. Obviously, I don't hold as big a hat as him, but, would I one day work too much that I breakdown? How much is too much?…

Budget Tracking: Apr 2016

Another month. Again?

April zoomed by so quickly that I couldn't remember much that happened. Luckily, I take note of my expenses giving me an inkling of what I did/spent on.

My expenses in Apr were as follows:
Fixed expenses: $525
Variable expenses: $1,355.07 Food - $260.82Had 5 western food this month such as Astons, Tender Chicken, Texas ChickenTreated my family to korean food @ Masizzim via my groupon voucher - not fantastic, but something special for my folks but I reckon they prefer Chinese food more :P btw, even with my $50 voucher, I had to top up $43 more *gasps*...nvm, once in a while indulgence. I really think we can eat more at the same price at tze char stall haha!A treat for my fiance at Tsukada Nojo for their famed bijin nabe aka collagen soup. My 2nd trip here and am still loving the soup. I'm a soup lover, what's more, their collagen soup is so thick....but I got quite a bit of sore throat after the meal. Also, the price is not cheap. $58.50 for 2. Again, on…