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Showing posts from August, 2017

BOC credit card gave me a heart attack

Right now, my head is still spinning. Spinning from the unfriendly ibanking BOC portal and trying to figure out my credit card statement and payments.

I was palpitating when I saw huge amounts debited in my Aug statement. It was a $280 "annual fee", $19.95 "goods and services tax", and near $80 "interest in the payment" amount.



As much as I enjoy earning BOC's interests and rebates, I get confused sometimes with their ibanking portal. BOC has gotta up their portal design man. I always have difficulties understanding their credit card statements.

Called BOC and it turns out it is my CC anniversary so I was "welcomed" with a $300+ annual fee charge, which they will help to waive off. Goodness, what if I didn't check my statement properly?

As for the interest in the payment, apparently, I didn't pay my bills?! How could I have let this happened?! Hope they waive this off cause I've been paying my bills diligently.

Following this inc…

Tips, promo codes and how I save from my 7 days Taiwan trip for two

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One of the best feelings in the world is travelling for a holiday. But before this, we often go through the worst feelings planning for a budget holiday (if you're a rich kid, please ignore this post 'cause it's not relevant for you yo!)

I recently went through a hair-pulling experience planning for my Taiwan trip for 2. My partner is supposed to plan it for me, but I trust no one when it comes to making wise (money) decisions. I don't know what type of personality I have, but I really need to be in control and know I'm making my money worth when booking for flights, hotels and what's not. I'm not niao ok, just particular about how I spend my money 😂 Who wants to pay full price when we could pay cheaper by being a little more diligent?

I'll summarise the following tips on what I did to save money from my Taiwan trip.
Look out for airlines promotion - Sign up for your favourite airlines newsletters to know the promos first hand and hit it when the price…

2.02% p.a. guaranteed returns. Would you sign this?

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I'm contemplating on this endowment plan from FWD which gives 2.02% interest p.a. It guarantees return when the plan matures after 3 years.
This is the best "savings" plan I've seen. I'm thinking of putting $15k for this, which will mature to $15,927 after 3 years. That is, if you don't terminate your policy early.

What are your thoughts to this offer?
--- After thinking for half a day and seeing some comments, I've decided to go ahead with this offer.
Looking forward to my $927 gain in 3 years' time!
Would you be joining me? :)

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