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Showing posts from September, 2018

PSA - Free staycation for $400 spend plus $50 credit?!

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Fancy a free staycation at M Social Hotel and a $50 credit? 
If you signed up for the FRANK credit card, you'll get the $50 rebate and receive a free staycation with $400 minimum spend.
The last I had a FRANK card was years ago. Back then (think 2012), FRANK account was suitable for undergraduates with their attractive interest rates and customised credit card designs. Their FRANK card was awesome as I recalled a 5% online rebates with low minimum spend.
As usual, good things don't last. When FRANK account offered pathetic interests compared to other salary crediting accounts and their FRANK credit card became unattractive due to it's minimum $400 offline spend to start clocking rebates, I cancelled it immediately.
Until recently when I spotted this:

The credit card still sucks but by spending $400 for a free staycation? Count me in! Furthermore, I received a $50 credit by signing via myinfo which is effectively a 12.5% rebate!

Take note that the free stay is not the loft…

Foul day at my new workplace

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Hi guys. I wanted to blog only after I'm settled down at work and with my life event but I needed an outlet to complain and release my pent-up unhappiness.

So, I mentioned that I've changed job. I'm still adjusting myself and enjoying my honeymoon stage since I'm new, though it's not like I'm not working la...just that in comparison to others who worked longer, my full load hasn't come in yet. I'm lying low for now given that I've my wedding to prep for.

Within these few weeks here, I've some thoughts on this job and here goes:

The Good

Higher monthly salary than before albeit just a few hundreds more (better than staying put...)Cheaper transport than before (~$1 saving/day)Don't need to bring work home FOR NOWMore capable bosses and seemingly, their Senior Management than before
The Bad

Not much increase in annual package given that my bonuses were more at my previous jobEveryone else work like sh*t....my bosses sends emails from 2am-4amNice …

BOC Family card nearly sucked $305 away from me, so goodbye to BOC!

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I used to be an advocate for BOC, given its attractive interest for their Smartsaver account and the good rebates for the BOC Family card.

Until one day, BOC decided to review the Family card terms....and well, it suck. I was disappointed with the changes and has since then, stopped using the card. And with that, I've now jumped the boat to DBS Multiplier for my salary crediting. Meaning to say, BOC is no longer my main account.

I still keep the Family card though, just in case BOC changes their mind again and review the terms to be more attractive.

But, this morning, I was reviewing my accounts when I realised I was charged an Annual Fee and GST on the card. Gosh. That's an exorbitant $305!
So I called the card centre and asked to waive it off. I knew it wasn't going to be accepted after reading some comments on how niao they are now. And yup, my waiver was rejected. Not even a partial waiver. That leaves me no choice but to cancel the card immediately. Funny how the cust…

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