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Showing posts from August, 2018

Mid-year review: Goal met of $200k cash at 28. $400k+ net worth and Astrea bond V

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Half a year gone.

I still have not gotten my keys to my new home and am still childless. Ok, TMI.

On financial front, I've been seeing a steady increase in my net worth. As at my last update in end 2018, my net worth was at $372k.

Half a year later, I've successfully crossed $200k cash savings (previously it dropped as I topped up my MA) and exceeded $400k in networth. I may be able to hit $450k by end year but will just need to carve out some money for renovation and home stuff.

Most gains came from employment. While I lament how sick I am of work, it is my main source of $. I've not added any stocks and can never not live off my portfolio for passive income. It is with salary crediting that I've received 1.85-2% interest on my DBS multiplier anyway.

I've been thinking if I'm making my money work hard enough. I occasionally browse the SGX hoping to see some stocks to purchase, but am not comfortable enough to make the move.

Since Jan till date, my transactions …

My thoughts during my 1 month notice period

And so, I've resigned.
When my colleagues knew, many were shocked, given how stable I was at work (or how I seem to be). Some said they expected it, since I was still young. Some said they were shocked, yet expected it. Whatever it is, I've come to realise a few things during my notice period and I'm here to share my thoughts.
Everyone is dying to leave this place During the past few weeks, I received varied comments from people. The most common comment I heard was - you must be happy to get out of this place. Hearing this comment, made me very unhappy. It actually reflects how the person feels about this place. 
There are some who said they are envious that I'm leaving. I asked - can't you do the same? And then, they started rattling on things like they have too much work piled on them to leave, they have too much responsibilities on hand... that it got me thinking...aren't these just excuses? Which brings me to the next point...
It takes courage to leave.
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