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Showing posts from July, 2018

Video of the day - How I learned to read -- and trade stocks -- in prison

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It's been a long time since I watched a compelling TED video and furthermore, on financial literacy which I'm always interested about.

This man right here, used to go to prison and can't read for nuts. But this man right now, speaks s owell, every sentence of his got me nodding my head. He speaks in such clear sentences, with simple yet strong words strung together.

👏

Thought I had to share this for all to enjoy.



Cheers

And may we gain something out of it

July updates - CIMB 1.8% Fixed Deposit, $7k for CPF SA, stocks transactions and saying goodbye to my 1st job

Aloha. 
Some updates on what's going on with my life.... A. I accepted the job offer Ever since I received the job offer, I've been feeling jittery. I kept playing the angel and devil's advocate and in the end, decided to take up the offer. I still worry about the instability in the new place, but at worst, I'll just find another job if I can't survive there. The new salary, although not a lot, is also better than if I stay put. I figured I might only get this salary 2 years later. So, hopefully, things pan out well....
B. Transferred $7k to my CPF SA Next, I've transferred $7,000 cash to my own CPF SA. This is the 3rd time I'm doing so. You can read more about it here and here. I probably should have transferred the amount in Jan, instead of waiting till now...but well, better late than never. 
My CPF SA now stands at $46,000. 
C. Parking $40k with CIMB F.D at 1.8% and 1.6% Also, good lobang must share! I've done some housekeeping with my money and re…

An offer came...and I'm undecided

2 months ago, I shared that I've thought about leaving my first job. 2 months later, I received an offer and I'm torn.

I'm a practical person. At the end of it, a job is just for me to survive - I need a monthly stream of income to build a home, build a family, feed myself and my family, and to save enough for retirement.

So when the offer came, theoretically I should without a doubt accept it, since there was a pay increase. The pay increase isn't a lot though, but it would still be one two hundred more than what I'll get next year. But I asked for some time to decide.

The new place would be extremely challenging. The team is practically new because of high turnover. They are still busy filling vacancies. To think positively, a new team might mean everyone starts afresh (or starts equally blur); but there must be something wrong within to cause high attrition. Even the bosses are new. The people there also don't seem friendly either.

Next, I usually don't …

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