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Showing posts from July, 2018

Start of 2019 - doing nothing and daydreaming

The first week of 2019 has passed.

Again, just like that, in a blink of an eye.

I didn't had a pleasant end to 2018, nor start of 2019 as I was sick with cough and phlegm. Still have not recover till date.

The first week of work was pretty chill given that we only worked for 3 days. Things will pick up speed soon and I'm not really looking forward to it, but, I gotta work for bread and butter right?

This weekend was spent doing nothing.

I was mindlessly looking at financial blogs, in awe of some's investment prowess. If I could do as well as them, would my net worth double? hehe. In any case, I shan't compare since I think I'm not doing too shabby either. Btw, in case some people think I got to where I am because I earn a lot, I can only say - I wish. I'm far from a $100k annual salary, though I do hope to hit it in the next 3-5 years :P

I was also mindlessly scrolling instagram, youtube etc. I've not stepped out of my house except for work so far in the ne…

July updates - CIMB 1.8% Fixed Deposit, $7k for CPF SA, stocks transactions and saying goodbye to my 1st job

Aloha. 
Some updates on what's going on with my life.... A. I accepted the job offer Ever since I received the job offer, I've been feeling jittery. I kept playing the angel and devil's advocate and in the end, decided to take up the offer. I still worry about the instability in the new place, but at worst, I'll just find another job if I can't survive there. The new salary, although not a lot, is also better than if I stay put. I figured I might only get this salary 2 years later. So, hopefully, things pan out well....
B. Transferred $7k to my CPF SA Next, I've transferred $7,000 cash to my own CPF SA. This is the 3rd time I'm doing so. You can read more about it here and here. I probably should have transferred the amount in Jan, instead of waiting till now...but well, better late than never. 
My CPF SA now stands at $46,000. 
C. Parking $40k with CIMB F.D at 1.8% and 1.6% Also, good lobang must share! I've done some housekeeping with my money and re…

An offer came...and I'm undecided

2 months ago, I shared that I've thought about leaving my first job. 2 months later, I received an offer and I'm torn.

I'm a practical person. At the end of it, a job is just for me to survive - I need a monthly stream of income to build a home, build a family, feed myself and my family, and to save enough for retirement.

So when the offer came, theoretically I should without a doubt accept it, since there was a pay increase. The pay increase isn't a lot though, but it would still be one two hundred more than what I'll get next year. But I asked for some time to decide.

The new place would be extremely challenging. The team is practically new because of high turnover. They are still busy filling vacancies. To think positively, a new team might mean everyone starts afresh (or starts equally blur); but there must be something wrong within to cause high attrition. Even the bosses are new. The people there also don't seem friendly either.

Next, I usually don't …

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