Adulting starts. ~$2.2k Monthly Household Bills, Referral Codes (MyRepublic, Sembcorp, Circles Life) and $7k top-up to SA

My official adulting started when I moved into my own crib.

Older folks will probably laugh at the Millennials. Yes, I won't dispute the fact that we have been well pampered by our parents. I know very well that despite not growing up in a middle-income family, my mum has spoilt us by doing practically everything for us. For that, I'm super grateful.

So, with the move to my new home comes new responsibilities in the new year. Honestly, it hasn't been that bad living an independent life. Sure I dont get breakfast or hot meals prepared at every meal time, nor things get magically cleaned, I am getting used to this life. I guess that's because I'm not a stickler for super clean house (I can live with organised mess lol and have yet to unpack all my items HAHA), and I have modern gadgets to save my life, such as:
robot cleaner to clean the floor everydayfiltered water so there's no need to boil waterinstant hot waterwashing machine that's on when we reach full …

What the luck? DBS and OCBC banking tokens died!

What luck. My ibanking tokens went dead one after another.

OCBC Token

First was my OCBC token. It said "low battery", but I ignored it.

And when I finally need to use it, it was dead. Granted that I could use SMS OTP, I had to make a big transfer to other banks and it was over the withdrawal limits. And to do that, I needed the ibanking token.




And serve me right for not activating the onetoken.

In the end, I had to call in to OCBC call centre for a replacement. 7 working days, they said. What a long wait.

In the midst of it, I needed to make my interbank transfers. I even went down to OCBC bank and explored a stupid manual way i.e to withdraw cash and deposit into the other bank. But the moment they told me they ran out of big notes, I got scared.

While waiting for the token to arrive, I figured I could actually do transfers in smaller amounts, but had to bear with a daily cap. Sigh.

And, one week later, my OCBC token arrived.

How efficient.

DBS token

And it was time, the DBS token had to say goodbye too.

The moment it showed low batt, I immediately activated a new token.

The process was much easier - just apply for a replacement via ibanking and it's done.

I was told I'd receive it in 5 days. But guess what?

I made a request on 13 Mar, and got it on 15 Mar.



So I guess, in terms of experience, DBS won.

In terms of speed, DBS won too.

*claps claps*

Comments

  1. Physical tokens? I still keep my OCBC token for the iOCBC securities trading account access which I quite like the OneToken app function a lot.

    For DBS (POSB), I leave my account to have the minimum balance instead. Good reminder for me to consider the digital token here.

    ReplyDelete

Post a Comment

No rude messages please. Unkind messages and spams will be blocked and deleted.

All content provided on this blog is for informational purposes only. The owner of this blog makes no representations as to the accuracy or completeness of any information on this site or found by following any link on this site. The owner of this blog will not be liable for any errors or omissions in this information nor for the availability of this information. The owner will not be liable for any losses, injuries, or damages from the display or use of this information.

Popular posts from this blog

End 2018 review - net worth at $372k

I've hit $200k in cash savings, except...