Extremely bad start with UOB One

With the influx of posts on social media re UOB One (psst on grabpay) and the receipt of my house keys, I decided it was the time to sign up for a UOB One account plus credit card.

It was gonna be the best tool for household joint expenses and joint savings.

However, I've faced multiple hiccups that made me VERY frustrated....WHY ME?!
1. Delayed approving process led to losing out of sign up bonus
First, I signed up for the UOB One card and Account in early Oct through Singsaver's promotion. The promotion said that I'd get to enjoy cash incentive for registration + UOB's promotion of $80 cash credit with min $1k spent within 30 days of card approval. Mind you, these terms were stated to end on 31 Oct, extracted below:

S$80 Cash Credit for UOB One Account: Limited to the first 500 new to UOB Deposits customers who either (i) deposit and maintain $5,000 or (ii) credit their salary, into their new UOB account for 6 consecutive months. Terms and conditions of the UOB Online …

PSA - Free staycation for $400 spend plus $50 credit?!

Fancy a free staycation at M Social Hotel and a $50 credit? 

If you signed up for the FRANK credit card, you'll get the $50 rebate and receive a free staycation with $400 minimum spend.

The last I had a FRANK card was years ago. Back then (think 2012), FRANK account was suitable for undergraduates with their attractive interest rates and customised credit card designs. Their FRANK card was awesome as I recalled a 5% online rebates with low minimum spend.

As usual, good things don't last. When FRANK account offered pathetic interests compared to other salary crediting accounts and their FRANK credit card became unattractive due to it's minimum $400 offline spend to start clocking rebates, I cancelled it immediately.

Until recently when I spotted this:


The credit card still sucks but by spending $400 for a free staycation? Count me in! Furthermore, I received a $50 credit by signing via myinfo which is effectively a 12.5% rebate!

Take note that the free stay is not the loft studio as they depict in their photo (so sneaky!), but the Alcove Cosy room. 1 night cost around $180 for a room without breakfast.

To be frank, I didn't had anything to clock for $400...so I actually used it for NTUC vouchers🤭My mom would berate me for this; nothing to buy, purposely spend money! HAHA

In any case, I've since received the letter informing me of my complimentary stay and can't wait to utilise it to celebrate milestones with my hubby!

As to whether I'll use this card again.....unless they revise their rebates, this card is going into cold storage! Shhhhh

Again, I'm not sponsored. Just sharing a deal, so DYODD!

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