Good things don't last - CIMB credit cards revision

As usual, good things don't last.

First was BOC Family card, now it seems like the temporary-attractive CIMB cards are going the same way too...

Before

Both CIMB Visa and Platinum requires min $600 spend and gives 10% rebate ($50 cashback per category, up to $100 cashback) on:

  • Visa Signature
    • Dining
    • Online spend
    • Grocery
  • Platinum
    • Travel
    • Health, Beauty & Wellness
    • Transport & Petrol

W.e.f 5 Jun 2019

Both CIMB Visa and Platinum requires min $800 spend and gives 10% rebate ($20 cashback per category, up to $100 cashback) on:

  • Visa Signature
    • Dining (now reflected under Platinum)
    • Online spend shopping ("This excludes all other online websites, not limited to movies, food & beverage, travel, airline, government, brokerages/securities, insurance, tuition and online gambling websites")...wth?
    • Grocery
    • Beauty & Wellness (new)
    • Pets Shops and Veterinary Services (not applicable to me)
    • Cruise
  • Platinum
    • Travel (only in foreign currency)...sian
    • Health, Beauty & Wellness and Medical ("This does not include transactions made at government hospitals, clinics or polyclinics.")
    • Transport & Petrol
    • Electronics and Furnishing (Harvey Norman, Best Denki, Challenger, Ikea, Courts and Parisilk)
    • Wine and Dine
You can refer to the changes here.

To sum up for my reference:

The revisions meant I may use the cards for:
  1. Visa Signature
    • Facial packages
    • Groceries
    • Cruise
  2. Platinum
    • Dining
    • Medical bills at private hospitals????
    • Electronics and Furnishing when I need to buy items for my new house @ Harvey Norman, Best Denki, Challenger, Ikea, Courts.
Only if I know I can clock a minimum $800 bill. Chances are, it will be for cruise and electronics/furnishing.

Gosh. It's getting more difficult to get rebates these days.

Which means I will need to find other cards for....online spending for travel!😩Any ideas?

Comments

  1. cruise is a weird category. who spends on cruise every month?

    ReplyDelete

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