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Achieving $300k cash before the clock hits 30

When I first started blogging (cue the first blog post), I set myself a goal to save $100k by 28.
$100k cash, excluding CPF.
I achieved this at 25.

I even thought my $100k would drop downwards after paying for flat, reno, kids. But who would have known that my chance to get a flat would only happen at 27, and my savings grew and grew?

$200k at 28
At 28, I hit $200k cash savings. It took me 3 years to grow another $100k. 
If not for the fact that I've been topping up $14k annually to mum and my CPF RA/SA, spendings on wedding, house related stuff and frequent holidays, I would have much more cash on hand. But, that can't be real, that's not living - those money have to be spent.

If not for the fact that I've pumped $80k over the past 7 years into stocks, of which the paper value is now only at $60k+, I'd been $80k "richer". The converse could be said if I've great investment capabilities to grow $80k to $100k 🙃

Anyway...
As I edge closer to 30 ⏰, I've ano…

The $10 bet - Part 2

It's amusing to re-read my blogpost more than a year ago. Back then, I submitted my 3rd $10 bet.

I akin it to TOTO because it's like striking lottery.

If you're lucky, you'll get the place you desire (for some, it's literally worth a million-dollar).

If not, you'll just keep betting till you...someday, one day, hopefully, gets it.

And I, one year down the road, am still betting on my chance. How interesting.

I haven't realise how desperate I must have felt each time I got a rejection. One year down and I've already made 3 additional bets, all of which I didn't even get a number! I felt like a jilted lover every time I receive that heartless email from HDB which says
Unfortunately, as your balloted queue position has far exceeded the flat supply, we regret to inform that your application has not been successful.
I should have been luckier. After all, I applied numerous times under MCPS. Why didn't I get a number? Why didn't I get a chance? I had double chances! Why am I so suay? I did so much homework, researching on the flats, the layouts, the prices and affordability......all as if I could get that chance.

I sometimes console myself that God has better plans for me. My friends in turn console me, but ask me to seek MPs help instead (like whut....seriously?).

I'm no longer bothered to research on the flats, layouts and prices. I guess this is how one feels when you go through the same process numerous times. Get it then say la!

So today, I submit my 6th $10 bet. Again, under MCPS. And I hope I'll never have to pay the 7th $10 to HDB ever again.




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Have you checked out yours yet? :)