Already 5 years into the workforce. What have I built?

It was a sudden awakening - I've already worked for more than 5 years.

But what have I achieved?

I stepped into the rat race as a noob (nobody uses this word now, I admit I'm old), being tekan by unhelpful "seniors" who thankfully left after 1+ year of torture and earning lesser than my peers, to slowly building up my confidence, emerging stronger and being more courageous to say "No", proving myself along the way and getting rewarded with better bonuses and increments.

I know I'm working just for the money (and the medical benefits that comes with it).

If I look at the money, so far, I should be doing it right in my career. I've decent bonuses and decent increments. I'm in a general profession, but I'm doing pretty ok.

So what has my 5 years of work got me?

Money. 

Through employment, coupled with my thrifty habits, I managed to hit $100k savings at 25 years old. And it took me another 2-3 years to get another  $100k at 28.

But, along with it,…

DBS Visa Debit Card - 5% Cashback

Good lobang must share.

A few years ago, when I had no income, I live by my debits. Straight after being employed, I signed up for a few credit cards to milk some rebates.

I've never paid much attention to debits offering rebates cause their rebates were so little, until now.

DBS Visa Debit offers 5% cashback through Visa paywave, Apply Pay, Samsung Pay and Android Pay. The cashback is subject to a $50 cap per month.

You should also keep to 3 times or less cash withdrawals at DBS/POSB ATMs. Good for me, since I don't withdraw cash from POSB.

Note that the debit comes with a $2,000 debit limit. I'll probably spend $1000 max to milk the 5% cashback via Visa Paywave.

One more thing to add to my tips on how I accumulate $100k before 28 :)

Comments

  1. Nice to read your article! I am looking forward to sharing your adventures and experiences. card reader

    ReplyDelete

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