Simple Budget, Simple Life

I have been feeling stuck for years. 6 years in fact. I felt like I did not live for myself. That I did not love myself enough. I blame my body for its weakness. I blame my overactive mind for giving me heartaches and tears.  I didn't give time to heal. I was chasing against time, against my biological clock. But I missed out taking care of myself. The pursuit for a child seemed like a blackhole. Only pouring in, with no outcome. I am now stopping this journey. Whether it is a pause or a full stop, I am still uncertain. But I know I need to live for myself NOW. Therefore, 2025 is going to be my year of healing. I had this thought nearing the end of 2024 - that I've suffered enough. Sure there were happy moments, but I could not live in the present.  I wish for reborn. 1. Physical Healing I've made steps to better my health.  Due to my frequent indigestions and stomachaches, I've gone for gastroscopy and colonoscopy. Fortunately, the results were not earth shattering. It...

My favourite activity for each start of the year is checking my CPF interest. And on 1 Jan 2025, I've received the following interest: 2025 will also mark the year where I reach FRS of $213,000. This will mean limited tax relief, unless I've deductions from Medisave that can allow $8k top-up. It will also be the year where I receive my CPF OA used for housing, upon the sale of my flat. That said, the amount will likely channel out to my new home (which I'm still hunting for). Overall, I know 2025 is going to be eventful. It is definite that I will get a new home under my name. While cashflow is tight, I'm proud that I am able to scrap through owning a >1m property by my own. Though, servicing another one under my hubby's name will be a headache. Anyway, we will get there.  Things are looking rosy and 2025 will be a great year for me!