Simple Budget, Simple Life

The first week of 2019 has passed. Again, just like that, in a blink of an eye. I didn't had a pleasant end to 2018, nor start of 2019 as I was sick with cough and phlegm. Still have not recover till date. The first week of work was pretty chill given that we only worked for 3 days. Things will pick up speed soon and I'm not really looking forward to it, but, I gotta work for bread and butter right? This weekend was spent doing nothing. I was mindlessly looking at financial blogs, in awe of some's investment prowess. If I could do as well as them, would my net worth double? hehe. In any case, I shan't compare since I think I'm not doing too shabby either. Btw, in case some people think I got to where I am because I earn a lot, I can only say - I wish. I'm far from a $100k annual salary, though I do hope to hit it in the next 3-5 years :P I was also mindlessly scrolling instagram, youtube etc. I've not stepped out of my house except for work so fa

This year passed by exceptionally fast. So many things happened this year that if I don't keep a blog, I'll probably forget the details of what happened. Key things that happened this year: - Secured my flat in my dream location - Got married - Got promoted 2018 review Here's a recap of what went by in 2018 Jan: Shared my 2017 review, and my net worth at $287k . Also shared about my hopes for 2018 which came true for most! Here's a recap of my 2018 hopes: Receive my promotion this year (likely to happen)  ✅ Receive a good ballot number for my flat  ✅ Enjoy my marriage preparation this year  ✅ Plan for a family getaway for 2019  ✅ Be less stress about work this year (not so optimistic considering the projects lined up for me) Be someone whom others admire and look up to Stay healthy, always Monitor my spendings - no more qoo vouchers to hit min credit spending. Save $50k this year HAHA (praying for good bonuses to make achieving this

Years ago when I entered the workforce, I set myself goals (you can refer to the left side of my blog), mainly financial ones. I set to achieve $100k cash savings before 28. And I met it at 25 . I shared my tips on how I achieved it here  and they were really simple tips, mainly tweaks to your lifestyle  (eg, dining at discounts).  I then set out to achieve $200k by 28. Earlier this year, I mentioned that I've crossed $150k savings  and shared updated tips on how I helped myself.  As 2018 draws to a close soon, I found out that I've hit $200k in cash savings.  Except, I've just parked $6k+ to my CPF MA for tax relief, and it has now dropped to less than that. I've also parked $7k into my CPF SA some months back, so I would have hit $200k earlier. If I delve even deeper, I have also bought stocks amounting at ~$10k. Yup, so I would have crossed the $200k mark even earlier. In any case, this is just a number game for me to keep track of